Friday, October 3, 2008

BPI's Warning on Phishing Activities!

I really can't blog more often these days because of publication deadline, but I am here blogging on a semi-hiatus mode. I really can't find time to blog because of my schedules, but gladly, my everyday visitors are still the same. :P

Anyway, I received an email from Bank of the Philippine Islands (BPI) Express online (I am sure I was not the ONLY one who received it!), warning me on some possible Internet Phishing activities by unscrupulous Internet users, email spammers and hackers that might cause me lose everything that I have on my bank savings. The following is the actual email that was sent to me by BPI Express Online, but before that, let me tell you first a little information on what is phishing, actually.

According to wikipedia, "phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication." Phishing activities are usually done in emails. It mainly consists of a body of letter asking for usernames, passwords, date of birth and other banking history details.

Sometimes, it disguises itself as an email from the bank you are using. It may also consists of some link or links that asks for some verification of your account. Just a warning, if you received such emails with a link for verification, DO NOT EVEN ATTEMPT TO CLICK IT!!! It may get important information from your email such as login usernames from your other important accounts such as PayPal and of course passwords. These links will take you to a different website and can hack your email immediately! You don't want to experience that, do you?

Hackers usually targets email users who innocently don't know what they are doing. Once you fall for their trap, you might lose everything — corrupt file, acquire trojan virus in your hardware, lose precious email account and even lose money from your bank savings!

So here's the warning email from BPI Express Online, the one I use to check all of my credit card transactions. I am posting this to inform everyone that there is really a danger in Phishing and I think the public readers must know of it. The following are some of the warning signs that tells you you had just been PHISHED:

BPI 24/7 BANKING Express Advice: Warning on Phishing

Phishing e-mails are sent to trick you into revealing personal and financial information. We suggest that you use this short checklist to protect yourself against phishing attacks.

1. Begin your session by manually typing the web address of BPI into your browser. The official URL of BPI Express Online is

2. Avoid disclosing personal or account details via email or embedded link. Be skeptical of unsolicited e-mails, especially those that concern personal / account information. Delete suspicious emails or email attachments without opening them, even if they seem to have originated from someone you know.

3. Notify the sending company if you receive a suspicious email. For suspicious transactions that claim to have originated from BPI, you may contact us directly through Express Phone 89-100 or email us at

4. Check the security certificate of the web page.

Before entering personal or account information into a site, make sure it is secure. In Internet Explorer, you can do this by checking the yellow lock on the status bar. A closed lock is an indication of an encrypted site.

If you think you may have responded to a suspicious email, change your password for Express Online as soon as possible. To change your password, login to and go to Account Maintenance --> Change Password.

BPI will never send you an e-mail asking for information on your username and password. The Bank's websites are protected by a 128-bit SSL encryption and Verisign's Security Certificate.

So, if you are banking on BPI Express Online, you might want to know of this information. If you are not banking on them, ask the customer service hotline of your bank to inform you of such phishing activities.

For BPI Clients: For more information, just call 89-100.

Subscribe now to my feeds or receive email alerts for FREE by dropping your email in the box.

Enter your email address:

Delivered by FeedBurner


Post a Comment

From the Archive

Follow Me on Twitter

Total Pageviews

website stats

Personal - Top Blogs Philippines